investor.easternbank.comEastern Bankshares, Inc. - Investor Relations

Overview News Events & Presentations Events Presentations Stock Information Stock Quote Analyst Coverage Dividends Financials Financial Results SEC Filings Annual Reports Governance Governance Documents Leadership Team Board of Directors Committee Composition Social Responsibility Resources Investor FAQs Information Request Form Investor Email Alerts Investor Contacts Disclaimer TitleThe replay of this webcast contains forward-looking statements” within the meaning of section 27A of the Securities Act of 1933, as amended, and section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements include statements regarding anticipated future events and can be identified by the fact that they do not relate strictly to historical or current facts. You can identify these statements from the use of the words may,” will,” should,” could,” would,” plan,” potential,” estimate,” project,” believe,” intend,” anticipate,” expect,” target” and similar expressions. Forward-looking statements, by their nature, are subject to risks and uncertainties. There are many factors that could cause actual results to differ materially from expected results described in the forward-looking statements. Certain factors that could cause actual results to differ materially from expected results include developments in Eastern Bankshares, Inc.’s (together with its affiliates and subsidiaries, "the Company" or "Eastern") market relating to the novel coronavirus (COVID-19) pandemic, including the severity and duration of the associated economic slowdown, adverse developments in the level and direction of loan delinquencies and charge-offs and changes in estimates of the adequacy of the allowance for loan losses, increased competitive pressures, changes in the interest rate environment, general economic conditions or conditions within the securities markets, and legislative and regulatory changes that could adversely affect the business in which the Company and its subsidiary Eastern Bank are engaged. For further discussion of such factors, please see Eastern Bankshares, Inc.’s Annual Report on Form 10-K, as many be amended and/or supplemented in its most recent report on Form 10-Q, each as filed with the Securities and Exchange Commission ("SEC") and available on the SEC’s website at https://www.sec.gov/ . Further, given its ongoing and dynamic nature, it is difficult to predict what continued effects the COVID-19 pandemic will have on the Company’s business and results of operations. The COVID-19 pandemic and the related local and national economic disruption may result in a continued decline in demand for the Company’s products and services; increased levels of loan delinquencies, problem assets and foreclosures; an increase in the Company’s allowance for loan losses; a decline in the value of loan collateral, including real estate; a greater decline in the yield on the Company’s interest-earning assets than the decline in the cost of the Company’s interest-bearing liabilities; and increased cybersecurity risks, as employees continue to work remotely. Accordingly, you should not place undue reliance on forward-looking statements, which reflect the Company’s expectations only as of the original date of the webcast. The Company does not undertake any obligation to update forward-looking statements. Decline Accept Investor Relations Overview News Events & Presentations Events Presentations Stock Information Stock Quote Analyst Coverage Dividends Financials Financial Results SEC Filings Annual Reports Governance Governance Documents Leadership Team Board of Directors Committee Composition Social Responsibility Resources Investor FAQs Information Request Form Investor Email Alerts Investor Contacts Overview - Who We Are Eastern Bankshares, Inc. (NASDAQ Global Select Market: EBC) is the stock holding company for Eastern Bank. Founded in 1818, Boston-based Eastern Bank has approximately $21 billion in total assets and more than 120 locations serving communities in eastern Massachusetts, southern and coastal New Hampshire, and Rhode Island. Eastern provides a full range of banking and wealth management solutions for consumers and businesses of all sizes. Eastern takes pride in its outspoken advocacy and community support that includes $240 million in charitable giving since 1994. An inclusive company, Eastern is comprised of deeply committed professionals who value relationships with their customers, colleagues, and communities. For investor information, visit investor.easternbank.com. Latest News View all Latest Events & Presentation View All More results Certain statements on this website are not historical facts, may be considered forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended (the Exchange Act”) and are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements regarding anticipated future events and can be identified by the fact that they do not relate strictly to historical or current facts. They often include words such as believe,” expect,” anticipate,” estimate,” and intend” or future or conditional verbs such as will,” would,” should,” could,” or may.” Forward-looking statements, by their nature, are subject to risks and uncertainties. Forward-looking statements are based on the current assumptions and beliefs of management and are only expectations of future results. Forward-looking statements speak only as of the date on which they are made. The Company does not undertake any obligation to update any forward-looking statement to reflect circumstances or events that occur after the date the forward-looking statements are made. Quick Links SEC Filings Investor FAQs Information Request Form IR Contact Jillian Belliveau Send Email Investor Email Alerts To opt-in for investor email alerts, please enter your email address in the field below and select at least one alert option. 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